Best Health Insurance for Self-Employed in 2025: Top Plans & Smart Tips
Being your own boss rocks — until you need to see a doctor. If you're self-employed, finding affordable, reliable health insurance can feel overwhelming. No HR rep, no group benefits, just you and a sea of confusing options. But don’t worry — in this guide, we’ll break down the best health insurance plans for self-employed people in 2025 , with tips to save money and pick the right coverage. Why It’s Harder for the Self-Employed Unlike traditional employees, freelancers and small business owners don’t get insurance through work. That means you’re responsible for: Paying the full premium Understanding complex terms (deductible, coinsurance, etc.) Choosing from dozens of plans — without expert help What to Look For in a Good Plan When shopping for a plan, keep an eye on: Premiums : The monthly cost of your plan Deductibles : What you pay before insurance kicks in Network : Are your preferred doctors included? P...